About Us

Rafter JL Insurance was founded on a simple belief: insurance should be provided by people who truly understand the lives and livelihoods they're protecting. We're not just an insurance agency- we have spent time on construction sites, hours at a time on horses, and built our career on the same values that matter to you: honesty, dependability and integrity.

Serving clients across Colorado, Utah, Texas, Nevada, and Arizona we bring a unique perspective to insurance that comes from real-world experience. Our agency has a deep understanding of what it takes to protect the things you have worked hard to build.

When you work with Rafter JL Insurance, you're partnering with an agency that does business the right way- with straight answers, fair pricing, and a genuine commitment to your success.