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Personal

Personal items insurance protects your valuables from loss, theft, or damage, whether you're at home or on the go. From jewelry and electronics to firearms, saddles, and other cherished possessions. We can customize a policy that fits your lifestyle and the unique items you value most. At Rafter JL Insurance, we make sure your personal items are covered with the care and attention they deserve.

What We offer

There are many items that can be covered but the most common include

  • Jewelry and watches

  • Firearms and hunting gear

  • Electronics

  • Art, antiques and collectables

  • Musical instruments

  • Tack

  • Recreational equipment

Travel Bag
Four Grazing Horses

Did You Know?

  • Jewelry claims are among the most common and often happen away from home- not during break-ins

  • Many people don't realize that personal items are covered even while traveling- your laptop and watch can be protected worldwide.

  • Collectables and antiques often increase in value over time, meaning regular appraisals help ensure you're fully covered.

  • Umbrella policies can add millions in extra protection for your personal items and liability at a surprisingly low cost.

  • Roughly 60% of homeowners underestimate the total value of their personal property.

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